Requirements for Advertising Financial Services on Kijiji
Businesses and individuals advertising loans, financing, credit services, or other financial products on Kijiji must provide clear, accurate, and transparent information about their services.
These requirements help protect users, promote trust, and support compliance with applicable consumer protection laws and regulations.
Required Business Information
Financial service advertisements must clearly identify the business providing the service.
Your ad must include:
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Business name
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Mailing or business address
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Customer contact phone number
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Website address, if available
Users should be able to identify and verify the organization offering the financial service.
Ads that do not contain sufficient business information may be removed.
Required Service Information
Advertisements should clearly explain the financial products or services being offered.
Where applicable, ads should include:
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The type of financial service being offered (for example, personal loans, vehicle financing, business financing, or credit services)
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Basic eligibility requirements
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Application process details
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Repayment terms
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Interest rates, fees, or other applicable costs
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Any significant conditions or restrictions
Information should be accurate, current, and presented in a way that is easy for users to understand.
Better Business Bureau (BBB) Information
If your business is accredited by the Better Business Bureau (BBB), you may indicate this in your advertisement and may provide a link to your BBB profile.
Businesses must not make false, misleading, or unverified claims regarding accreditation, ratings, certifications, or endorsements.
Prohibited Advertising Practices
Financial service advertisements must not:
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Make false or misleading claims
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Misrepresent interest rates, fees, or repayment terms
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Advertise guaranteed approval when approval is subject to review or qualification
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Omit material information that may affect a customer’s decision
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Use deceptive, exaggerated, or misleading marketing practices
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Misrepresent licensing, accreditation, or regulatory status
Ads that contain misleading financial claims may be removed.
Legal and Regulatory Compliance
Advertisers are responsible for ensuring that their business activities comply with all applicable federal, provincial, territorial, and local laws and regulations.
Where required, businesses must hold any licenses, registrations, approvals, or authorizations necessary to provide financial services in the jurisdictions in which they operate.
Kijiji may request additional information to verify compliance with these requirements.
Enforcement
Kijiji may remove advertisements or take action on accounts that:
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Violate these requirements
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Contain misleading or incomplete information
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Appear fraudulent or deceptive
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Create safety concerns for users
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Violate applicable laws or regulations
Depending on the circumstances, enforcement actions may include listing removal, account restrictions, or account suspension.
Why These Requirements Exist
Financial transactions often involve sensitive personal and financial information.
These requirements help promote transparency, reduce the risk of fraud, and support a safer marketplace for users seeking financial products and services on Kijiji.