# Interac Money Request (as Payment) Scams **URL:** \ **Category:** Safety Tips\ **Created:** [May 20, 2026, 8:10pm UTC](https://community.kijiji.ca/t/interac-money-request-as-payment-scams/97 "2026-05-20T20:10:50Z")\ **Posts on this page:** 3\ **Page:** 1
**Author:** ![Kijiji.Admin](https://yyz1.discourse-cdn.com/kijiji/user_avatar/community.kijiji.ca/kijiji.admin/32/121_2.png) [@Kijiji.Admin](https://community.kijiji.ca/u/Kijiji.Admin)\ **Post date:** [May 20, 2026, 8:10pm UTC](https://community.kijiji.ca/t/interac-money-request-as-payment-scams/97/1 "2026-05-20T20:10:50Z")
## Interac Money Request Scams: Know the Difference Before You Click Kijiji has recently seen an increase in scams involving **Interac Money Requests**. These scams often target sellers by making a request appear similar to a payment notification. Before accepting any Interac notification, it’s important to understand the difference between an **Interac e-Transfer payment** and an **Interac Money Request**. ## What Is an Interac Money Request? An **Interac Money Request** is a request asking you to **send money** to another person. It is **not a payment** and does **not mean you have received funds**. If you receive a Money Request and select **Accept Request** , you are authorizing a transfer of money from your bank account to the person who sent the request. ## How This Scam Works A fraudulent buyer may contact you about an item you’re selling and claim they have sent payment. Instead of sending an Interac e-Transfer payment, they send an **Interac Money Request**. The request may look legitimate because it comes through Interac, but the purpose is very different: - An **Interac e-Transfer payment** sends money to you. - An **Interac Money Request** asks you to send money to someone else. If you accept the request, the money will be sent from your account to the scammer. ## How to Protect Yourself Before accepting any Interac notification: - Read the message carefully. - Confirm whether it says **Payment** or **Money Request**. - Verify the transaction details directly through your online banking. - Be cautious if a buyer pressures you to act quickly. - Never send money to receive payment for an item you are selling. ## What to Do If You Receive a Suspicious Request If you receive an unexpected or suspicious Interac Money Request: 1. Do not click **Accept Request**. 2. Stop communicating with the buyer if you suspect fraud. 3. Report the incident to your financial institution. 4. **[Report](https://community.kijiji.ca/t/how-do-i-report-an-ad/115)** the user and any suspicious messages through Kijiji. 5. Contact your local police if you have experienced a financial loss. ## Important Reminder A legitimate buyer should be sending payment to you—not requesting money from you. If you’re ever unsure whether an Interac notification is a payment or a request for funds, take a moment to review it carefully before taking any action. A few extra seconds can help prevent financial loss. ![Interac Money Request Scam](https://yyz1.discourse-cdn.com/kijiji/images/transparent.png) ---
**Author:** ![Kijiji.Admin](https://yyz1.discourse-cdn.com/kijiji/user_avatar/community.kijiji.ca/kijiji.admin/32/121_2.png) [@Kijiji.Admin](https://community.kijiji.ca/u/Kijiji.Admin)\ **Post date:** [May 27, 2026, 2:39pm UTC](https://community.kijiji.ca/t/interac-money-request-as-payment-scams/97/2 "2026-05-27T14:39:29Z")
Closed on May 27, 2026, 2:39pm UTC ---
**Author:** ![Kijiji.Admin](https://yyz1.discourse-cdn.com/kijiji/user_avatar/community.kijiji.ca/kijiji.admin/32/121_2.png) [@Kijiji.Admin](https://community.kijiji.ca/u/Kijiji.Admin)\ **Post date:** [June 1, 2026, 6:55pm UTC](https://community.kijiji.ca/t/interac-money-request-as-payment-scams/97/3 "2026-06-01T18:55:48Z")
Opened on June 1, 2026, 6:55pm UTC